FintechMVPSoftware

PaySplit

Split bills instantly, no awkward Venmo requests

Target raise$80,000

$15,000 raised so far, confirmed by both parties (19%)

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Details

Category
Fintech
IP type
Software
Stage
MVP
Ask type
Fixed amount
Minimum investment
$1,000
Equity offered
6%
Listed
Sep 14, 2026
Views
5

Description

PaySplit lets groups split any bill in seconds. Scan a receipt, tap who owes what, and everyone settles up through their existing bank app. No new wallet, no fees, no chasing friends for money.

Problem

Splitting group expenses is still a manual, awkward, multi-app process.

Solution

Receipt-scanning + smart splitting that settles directly bank-to-bank.

Target market

Roommates, travel groups, and friend circles, starting in North America.

Business model

Free for users; revenue from an optional instant-settlement fee.

Use of funds

  • Engineering$45,000
  • Compliance/banking partnerships$25,000
  • Marketing$10,000

Investments

  • Robin Taylor invested $15,000

    6% equity, standard SAFE terms

Discussion (2)

A

Alex Jordan

Really clean UX in the demo video. How are you handling the bank-to-bank settlement rails? Plaid, or something custom?

S

Sarah Chen

Plaid for now, evaluating a couple of direct bank partnerships for lower fees at scale.